Important legal Information Persons who access information on the website of Penrose Financial Limited (“Penrose”) agree to the following terms and conditions. Any agreement with respect to individual Penrose clients shall be complementary to these terms and conditions, although in the event of any conflict, the provisions contained in any such agreement shall prevail. Penrose has taken every care in the preparation and publication of content in this website. To the extent permitted by applicable law, Penrose disclaims all warranties, express or implied, as to the accuracy of the information published on this site. No information published on the Penrose website constitutes a solicitation or offer, or recommendation, to buy or sell any investments, to effect any transactions, or to conclude any legal act of any kindwhatsoever. The information published is provided by Penrose for information purposes only and is subject to change without notice. Penrose makes no representation (either express or implied) that the information expressed on Penrose website are accurate, complete or up to date. In particular, Penrose shall not be obliged to remove any outdated information from the Penrose website or to expressly mark it as outdated. Nothing contained on the Penrose website constitutes financial, legal, tax or other advice. Penrose shall not be liable to any person or organisation for any loss or damage which may arise from the use of any of the information published on this site. Exclusion of liability Penrose disclaims, without limitation, all liability for any loss or damage of any kind, including any direct, indirect or consequential losses (including loss of profits) arising as a result of negligence, breach of contract, misrepresentation or otherwise, which might be incurred through the use of or access to the Penrose website, or any links to third-party websites. Nothing in these terms and conditions shall operate or exclude Penrose’s liability for fraud or for death or personal injury resulting from negligence. Furthermore, Penrose disclaims all liability for any tampering with the Internet user’s computer system by unauthorized parties. In this regard, Penrose expressly reminds users of the risk of viruses, and the possibility of targeted attacks by hackers. In order to combat viruses, it is recommended that most recent browser versions be used, and that anti-virus software be installed and continually updated. As a rule, the opening of any e-mail from an unknown source as well as any unexpected attachment to an e-mail message should be avoided. Some links on the Penrose website lead to third-party websites, which are completely beyond Penrose’s control. Accordingly, Penrose does not assume any responsibility for the accuracy, completeness and legality of the contents of such websites, or for any offers and services contained.

Local legal restrictions
These terms and conditions of use shall be governed by English law and users of this site; agree that the English courts shall have exclusive jurisdiction in any dispute. The invalidity, illegality or unenforceability of any provision within these terms and conditions does not affect or impair the continuation in force of the remainder of these terms and conditions. The Penrose website is not directed to any person in any jurisdiction where (by the reason of that person’s nationality, residence or otherwise) the publication or availability of the Penrose website is prohibited. Persons in respect of whom such prohibitions apply must not access the Penrose website. Use of the Penrose website The entire content of this Penrose website is subject to copyright with all rights reserved. You may save or print out a hard copy of individual pages and/or sections of the Penrose website, provided that you do not remove any copyright or other proprietary notices. With any saving or otherwise copying from the Penrose website the terms and conditions for use shall be deemed to have been accepted. All property rights shall remain with Penrose. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Penrose website without the prior written permission of Penrose.

Penrose Financial Limited, Registered No. 3502731 Registered Office 2nd Floor, 30-34 Moorgate, London EC2R 6DN T 020 7786 4888 F 020 786 4889 VAT number 714556240.